Disclosures and Other Legal REquirements
Smith, Salley & Associates, LLC (“Smith Salley”) is a registered investment adviser located in Greensboro, North Carolina. Smith Salley and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which Smith Salley maintains clients. Smith Salley may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Smith Salley’s website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Smith Salley’s website on the Internet should not be construed by any consumer and/or prospective client as Smith Salley’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Smith Salley. Any subsequent, direct communication by Smith Salley with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Smith Salley, please contact the United States Securities and Exchange Commission on their web site at http://www.adviserinfo.sec.gov/ or and/or the state securities law administrators for those states in which Smith Salley is registered. A copy of Smith Salley’s current written disclosure statement discussing Smith Salley’s business operations, services, and fees is available from Smith Salley upon written request. Smith Salley does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Smith Salley’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
ACCESS TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEBSITE OR ANY THIRD PARTY WEBSITE LINKED TO THIS WEBSITE.
Form ADV
Advisors are required by the U.S. Securities and Exchange Commission (SEC) to use Form ADV to register as an investment adviser with the SEC. Form ADV also is used for state registered advisers. Generally, an investment adviser that manages $100 million or more in client assets must at minimum register with the SEC. Advisers that manage less than $100 million must register with the state securities regulator where the adviser’s principal place of business is located. Since Smith, Salley & Associates manages more than $100 million, we are registered with the SEC.
Form ADV is made up of two parts. Part 1 is the electronic application submitted for registration that contains information about the Investment Adviser’s business practices. Part 2 is comprised of two sections, Part 2A and Part 2B. Part 2A includes information on an adviser’s services, fees and investment strategies. Part 2B discloses information about the Investment Adviser Representatives’ education, business and disciplinary history within the last ten years. Both parts of an adviser’s ADV can be found on the Investment Adviser Public Disclosure (IAPD) website. To search for the advisor by name click here. To search for a firm by name, click on the previous link and then click on the search button for “Firm” and put in the name of the firm.
We recommend that before you hire a firm or individual to be your investment advisor, always ask for, and carefully read, both parts of the adviser’s Form ADV.
All advisors are required to furnish prospective clients with a copy of Form ADV Part 2. You may click on the link or search here.
Social Media Community Guidelines
Welcome
Thank you for visiting Smith Salley Wealth Management’s social media pages. We appreciate the opportunity to connect with clients, prospective clients, and others interested in investing, financial planning, retirement, and related financial topics.
Our social media platforms are intended to provide educational information, market commentary, company updates, and other content that may be helpful to our community. We encourage respectful discussion and welcome thoughtful participation. To help maintain a positive and informative environment, we ask that all visitors follow these Community Guidelines.
Respectful Participation
We welcome comments and discussion that contribute to the conversation. However, we reserve the right, in our sole discretion, to remove or hide content that:
• Is abusive, threatening, defamatory, discriminatory, obscene, or harassing;
• Contains profanity or offensive language;
• Promotes illegal activities;
• Contains false or misleading information;
• Includes spam, repetitive posts, or commercial solicitations;
• Violates another person’s intellectual property or privacy rights;
• Contains confidential or personal financial information; or
• Is otherwise inconsistent with the intended purpose of our social media pages.
Repeated violations of these guidelines may result in the user being blocked from participating on our social media platforms.
General Information Only
The information shared through our social media accounts is provided for educational and informational purposes only. Nothing posted on these platforms should be interpreted as personalized investment advice, financial planning advice, legal advice, accounting advice, or tax advice. Because every individual’s financial circumstances are different, information that may be appropriate for one person may not be appropriate for another. You should consult your financial, legal, or tax professional before making financial decisions.
Investment Risks
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Any discussion of investment strategies, market conditions, economic trends, or financial planning concepts is intended solely for educational purposes and should not be interpreted as a recommendation to buy, sell, or hold any particular security or investment strategy.
Client Accounts and Personal Information
For your protection, please do not post or send personal, confidential, or account-specific information through social media, including direct messaging. If you are a client and need assistance with your account, please contact our office directly using the contact information provided on our website. Please do not rely on social media for urgent matters or important account communications.
Privacy
Our social media pages are hosted by third-party platforms that operate under their own privacy policies and terms of use. We do not control how these platforms collect, store, or use information you choose to share. Before posting information, we encourage you to review the privacy practices of the applicable social media platform.
Third-Party Content
Our social media pages may contain comments, opinions, articles, links, or other content posted by third parties. Such content reflects the views of the individual author and does not necessarily represent our views or opinions. We do not guarantee the accuracy, completeness, or reliability of third-party information.
Links to external websites are provided solely as a convenience. Unless expressly stated otherwise, linking to or sharing third-party content should not be interpreted as an endorsement of any person, organization, product, service, or viewpoint.
Similarly, following another user or organization, or “liking,” sharing, reposting, or reacting to content should not be interpreted as an endorsement or recommendation.
Comments, Likes, and Testimonials
Comments, reactions, recommendations, endorsements, reviews, or other interactions from third parties should not be interpreted as a testimonial regarding our advisory services or as a guarantee of any client’s experience or investment results. Individual experiences vary, and no assurance can be given that any client will achieve similar results. We reserve the right to remove comments where appropriate to comply with applicable securities laws or regulatory requirements.
Communications
While we periodically monitor our social media pages, they are not continuously monitored. We may not be able to respond to every comment, message, or question.
Availability of Services
Our advisory services are offered only where we are properly registered or otherwise exempt from registration. Information provided through our social media channels is intended for residents of jurisdictions where such communications are permitted under applicable law.
Changes to These Guidelines
We reserve the right to modify these Community Guidelines at any time without prior notice. Your continued use of our social media pages constitutes your acceptance of the most current version of these Guidelines.
Contact Us
If you have questions about these Community Guidelines or wish to discuss your personal financial situation, please contact our office directly using the contact information available on this website.